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Tanzania · BoT + DSE

Investing in Tanzania

The three ways most Tanzanians — at home and in the diaspora — build wealth through the public markets: government bonds, treasury bills and shares on the Dar es Salaam Stock Exchange. Start with the one you're weighing.

Treasury Bonds

Lend to the government for 2 to 25 years; bonds of five years or more pay interest tax-free.

From TZS 1,000,000 · 5yr+ WHT-exempt

Treasury Bills

Park cash for a year or less at a known return, bought at a discount to face value.

From TZS 500,000 · 35–364 days

Stocks (DSE)

Own a slice of listed companies and share in their dividends and growth.

Open to foreigners · 5% dividend tax

Earning a salary here? Work out your take-home with the Tanzania PAYE calculator.

Foreign & diaspora investors

Tanzania is a split picture, and getting it wrong is easy. Its government securities are restricted — only Tanzanian and East African Community residents may buy at auction, with foreign holdings capped at 40% of each issue. The stock exchange, by contrast, is fully open — the 60% foreign-ownership cap was removed in 2014. Either way, Tanzania keeps active foreign-exchange controls, so repatriating proceeds needs documentation. Each guide above spells out the eligibility, tax and repatriation rules for that asset.

Hold a few of these? See them as one number.

Tamias totals every treasury bond, bill and DSE share you own across Tanzania and East Africa, computes your true return after tax, and nudges you before each coupon, dividend and maturity.

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