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Uganda · BoU + USE

Investing in Uganda

The three ways most Ugandans — at home and in the diaspora — build wealth through the public markets: government bonds, treasury bills and shares on the Uganda Securities Exchange. Start with the one you're weighing.

Treasury Bonds

Lend to the government for 2 to 25 years and earn a fixed coupon every six months.

From UGX 100,000 · semi-annual coupon

Treasury Bills

Park cash for a year or less at a known return, bought at a discount to face value.

From UGX 100,000 · 91–364 days

Stocks (USE)

Own a slice of listed companies and share in their dividends and growth.

Open to foreigners · 10% dividend tax

Earning a salary here? Work out your take-home with the Uganda PAYE calculator.

Foreign & diaspora investors

Uganda is unusually open to non-resident investors. There are no exchange controls — the capital account was liberalised in 1997, so coupons, dividends and sale proceeds repatriate freely. Foreign ownership of listed shares is uncapped, government securities are open to non-residents through a CSD account at a local bank, and the URA tax ID (TIN) is issued online with a passport — no local tax representative required. Each guide above spells out the exact steps, tax and repatriation rules for your asset.

Hold a few of these? See them as one number.

Tamias totals every treasury bond, bill and USE share you own across Uganda and East Africa, computes your true return after tax, and nudges you before each coupon, dividend and maturity.

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